Knowing that not every borrower is the same, ChoiceAmerica Lending has a very diverse array of products to suit the demands and needs of all Borrowers. No matter what your needs or goals are ChoiceAmerica Lending will find the loan that best suits you.
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Conforming/Conventional Loans
These are the best loan products available and you get the best interest rates available here. Available in 30 year, 20 year and 15 year terms. -
FHA Loans
Have become real popular due to easier qualification guidelines than conforming loans. There are certain additinal fees that go along with FHA compared to other loan programs. We are one of the best and quickest in doing these loans anywhere in the US! They are available in 30 year and 15 year terms. - Interest-Only Mortgage
Featuring: Low Monthly Payments, Loan Approval for a Larger Home Purchase, Greater Monthly Cash-Flow Flexibility. The interest rate on these loans is higher than conforming loan program rates. - Jumbo Loans
Specialization means choice. Financing for your luxury home is one of our specialties. From fixed to adjustable rate (ARM) Jumbo programs, we will find the perfect program for you. - Low or No Down Payment Options
Rural Development or VA type loans are the only available loan programs that you can get with no down payment—you can buy your home with little or no down payment. Call us to see if you qualify. There are income limits and other requirements. If you can put down a little money there are better programs available. - MyCommunityMortgage™
In partnership with Fannie Mae, we offer the MyCommunityMortgage™ program, to help you say "Yes" to an increasingly diverse population of low- and moderate-income borrowers. - Rental House Loans
Yes we make them, 25% down minimum, 720 credit score, 45% DTI or less and other requirements come into play. One must now live in the same metropolitan area as the rental house. We offer 2 loan programs - 3/1 arm and fixed 30.
