Knowing that not every borrower is the same, ChoiceAmerica Lending has a very diverse array of products to suit the demands and needs of all Borrowers. No matter what your needs or goals are ChoiceAmerica Lending will find the loan that best suits you.
- Alt A Plus
This program offers your client three reduced documentation options on Conforming Fixed products. While competitors are only offering NINA on expensive portfolio products, we’ll finance a 100% LTV NINA on a Conforming Fixed Rate! - Convenient Streamlined
Loans
A No Ratio loan allows your clients to qualify without stating their income level. A Stated Income/Stated Asset (SISA) allows borrowers to qualify using the income and assets stated on the loan application. - Interest-Only
Mortgage
Featuring: Low Monthly Payments, Loan Approval for a Larger Home Purchase, Greater Monthly Cash-Flow Flexibility. - Jumbo Loans
Specialization means choice. Financing for your luxury home is one of our specialties. From fixed to adjustable rate (ARM) Jumbo programs, we will find the perfect program for you. - Low or No Down
Payment Options
With our flexible fixed or adjustable rate loan programs, you can buy your home with little or no down payment. - MyCommunityMortgage™
In partnership with Fannie Mae, we offer the MyCommunityMortgage™ program, to help you say "Yes" to an increasingly diverse population of low- and moderate-income borrowers.

