Purchasing a home can be a very exciting and challenging endeavor. It will be the largest purchase most customers ever make. At ChoiceAmerica Lending LLC we rely on many years of experience to help you choose the loan product and term that is right for you.

We offer the following loan types:

• Fixed Rate Mortgages
  30, 25, 20, 15, and 10 year repayment terms available.
  30 year fixed with 10 year interest only option.
• Adjustable Rate Mortgages
  10/1, 7/1, 5/1, 3/1 and 1 year ARM terms designed to fit different needs.
  Interest-only options available on these loan types as well.
  Many option ARMS with low initial payments.

We offer the following loan programs:

• No down-payment programs like Fannie Mae’s My Community and Freddie Mac’s Home Possible.
• FHA purchase loans.
• 80/20 programs designed to avoid mortgage insurance.
• Lender paid mortgage insurance programs.
• Stated income, stated asset programs.
• Jumbo loans full document and stated income.
• Non-warrantable condos.
• Second home and non-owner occupied properties.
• Sub-prime loans for borrowers with lower credit scores.