Not every borrower has the same financial goals. At ChoiceAmerica Lending LLC we have a wide array of products to suit the demands and needs of all of our borrowers.

We offer the following loan types:

• Fixed Rate Mortgages
  30, 25, 20, 15, and 10 year repayment terms available.
  30 year fixed with 10 year interest only option.
• Adjustable Rate Mortgages
  10/1, 7/1, 5/1, 3/1 and 1 year ARM terms designed to fit different needs.
  Interest-only options available on these loan types as well.
  Many option ARMS with low initial payments.

We offer the following loan programs:

• High loan-to-value programs like Fannie Mae’s My Community and Freddie Mac’s Home Possible.
• Reverse Mortgages.
• FHA stream-line refinances.
• 80/20 programs designed to avoid mortgage insurance.
• Lender paid mortgage insurance programs.
• Stated income, stated asset programs.
• Jumbo loans full document and stated income.
• Non-warrantable condos.
• Second home and non-owner occupied properties.
• Sub-prime loans for borrowers with lower credit scores.