For buyers with good credit who have not accumulated a large down payment or who do not want to liquidate their assets, we have the answer. With 103% financing, your clients can get into a new home without contributing any funds.

Special Features:

Easy Down Payment

Buyers can finance 100% of the sales price plus up to 3% for closing costs or prepaid items.

Interest-Only Option

Buyers may qualify for more home and enjoy interest-only payments for the first 10 years of the program.

Flexible Loan Terms

We offer lenient debt-to-income ratios up to 41% and a choice of 30-year fixed-rate or adjustable-rate mortgage.

Versatile Mortgage Insurance Programs

Buyers can choose to make a monthly MI payment or opt for the MI premium to be paid by the lender in exchange for a slightly higher interest rate. Also, lender-paid mortgage insurance offers the potential for greater tax breaks.

Generous Loan Limits

Loan amounts available up to $485,436 ($500,000 including closing costs).